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2016-2016 Health Insurance Plans and Rates

2015-2016
Health Insurance Plans


The Town of Westborough offers 4 health plans for current or retired employees (under age 65) that enable you to select the best plan to meet your or your family's needs. Please contact the Human Resource Office (Forbes) if you need additional information on the various health plans.  Health insurance is an eligible benefit under the Town of Westborough Cafeteria Plan. The below insurance rates are effective July 1, 2015.

Note:
 "The Employee's Bi-weekly Rate" amount is based on a deduction taken the 1st  and 2nd paychecks of the month. If there is a 3rd pay period in the month, no health deduction is taken. 

Health Benefits Under COBRA (Click here for additional information)

Tufts Health Plan
www.tuftshealthplan.com

The Town of Westborough contributes 75% and the employee 
contributes 25% of the monthly premium.

 

Total MonthlyPremium

Town Monthly $$ Contribution

Employee Monthly $$ Contribution

EmployeeBi-Weekly Rate

COBRA Rate Plus 2% Administrative Fee

Family

PPO

HMO

  

$1,791.26

$1,569.81

$1,343.44

$1,177.36

$447.82

$392.45

$223.91

$196.23

$1,827.09

$1,601.21

Single

PPO

HMO

 

$689.29

$603.79

$516.97

$452.84

$172.32

$150.95

$86.16

$75.47

$703.08

$615.87

 

Tufts Your Choice HMO for Subscribers Previously on Fallon Direct

The Town of Westborough contributes 75% and the employee contributes 25% of the monthly premium.

 

Total MonthlyPremium

Town Monthly $$ Contribution

Employee Monthly $$ Contribution

EmployeeBi-Weekly Rate

COBRA Rate Plus 2% Administrative Fee

Family

 

 

 

$1,415.80

 

$1,061.85

 

$353.95

 

$176.98

 

$1,444.12

 

Single

 

 

$544.52

 

$408.39

 

$136.13

 

$68.07

 

$555.41